Cyber criminals are constantly looking to steal personal information, money and identities. The good news is that many cyber-attacks can be prevented from using basic security habits. This guide covers the top cyber security tips for individuals in Australia, helping you stay safe online.
- Increase your online security with myID
Your personal information is a valuable part of your identity. To protect it, use myID to access online services where possible. This is one of the most secure ways to access ATO online services and helps protect against identity crime and tax fraud.
- Use Multi-Factor Authentication (MFA)
Multi-factor authentication adds an extra security layer by requiring two or more verification steps, such as:
- something you know (PIN, secret question)
- something you have (phone, token)
- something you are (fingerprint or biometric)
This means that it makes it much harder for cyber criminals to access your accounts.
- Use strong and secure passphrases
A passphrase is stronger than a password and can be easier to remember. It typically uses 4 or more random words, plus numbers or symbols if needed. Example: “crystal onion clay pretzel”. The longer and more random your passphrase, the stronger it is.
- Back up your devices regularly
Back up your files to a physical device (like an external hard drive) or the cloud. This helps if your data is lost, stolen or infected by ransomware. Tip: Keep backup devices secure and avoid leaving them connected to your main network.
- Keep all devices updated
Cyber criminals exploit known weaknesses in systems or apps. Regular software updates include security upgrades that make it harder to hack.
Do this:
- Turn on automatic updates
- Install updates as soon as they’re available
Antivirus software can also help prevent and remove malware. Keep it turned on and up to date.
- Be careful with links, downloads, and attachments
Remember to avoid clicking links in unexpected messages and download only programs from trusted sources. Don’t open attachments unless you are sure they are legitimate.
- Use a spam filter for your email
Spam emails can contain malware or be used to trick you into giving personal information. Do not:
- open suspicious emails
- click links in spam messages
- respond to unknown senders
A spam filter reduces the risk of phishing and malware.
- Monitor your accounts for unusual activity
Regularly check your myGov inbox, bank accounts and online services for unusual transactions or messages.
If you receive unexpected alerts:
- don’t click links
- don’t open attachments
- contact the organisation directly by phone
- Keep your personal information secure
Protect your TFN, passwords, superannuation, myGov and bank details. Don’t share them in emails or on social media.
Protecting your personal information is important – and it starts with simple habits. If you want a personal review or help setting up strong online security, contact Business Tax Money House.
