From 1 July 2026, super must be paid on each payday instead of quarterly. You can work through this internally, or we can help you review your setup. What this change means in your practice?
You are moving from paying super once per quarter to:
- paying super every payroll cycle (weekly / fortnightly / monthly)
- making sure it is received by the fund on time
It’s not when you click “pay” – it’s when the super fund actually receives the money.
Step 1 – Check all employee and super details
Go into your payroll system and:
- Make sure all your employees are set up
- Check super fund details are complete (fund name, USI, member number)
- Confirm correct super rate is applied
If details are wrong or missing, payments will fail.
Step 2 – Run a first super payment now
Do not wait until July.
- Process a real super payment (e.g. May payroll)
- Submit it through your current system or clearing house
- Track when the money actually reaches the fund
Check after payment:
- Did the payment go through without errors?
- How many days did it take to clear?
- Were there any manual steps or delays?
Fix any issues now – not when deadlines apply.
Step 3 – Check your clearing house or payment method
Look at how you currently pay super. You should:
- Confirm your clearing house will still be available after 1 July 2026
- Check how long payments take to process
- Make sure it connects properly with your payroll system
Step 4 – Plan cash flow for each pay cycle
You will need to fund super every time you run payroll.
So it is important to identify your payroll cycle (weekly / fortnightly / monthly). Estimate super per pay run and make sure that cash is available at each cycle.
If needed, you can:
- adjust pricing
- follow up outstanding invoices faster
- align incoming payments with payroll dates
Step 5 – Set an internal deadline (not the official one established by ATO)
Put a rule in place that Super must be processed within 1- 2 days after payroll, so do not wait until the official due date
Assign responsibility to one person in your team. This removes delays and reduces compliance risk.
Final note, before July:
- run at least one test payment
- confirm your system works
- make sure cash flow can support more frequent payments
