Payday Super – how to get ready before July 2026
From 1 July 2026, employers will need to pay superannuation on every payday, not quarterly. This will affect payroll processing and cash flow for many businesses.
For some, the change may seem straightforward. But if systems and processes aren’t in place, small errors can lead to additional admin, compliance risk and penalties.
Here’s how Business Tax & Money House helps employers make the transition smoothly:
✔ Review your payroll systems to ensure they are ready for Payday Super
✔ Update employee super details accurately (USIs, member numbers, fund info)
✔ Upgrade or implement compliant payroll software
✔ Restructure cash flow planning to handle more frequent payments
✔ Set up internal procedures so errors are caught before they become problems
✔ Transition from SBSCH to compliant alternatives
Recommended step-by-step preparation:
MARCH – JUNE 2026
- Copy any data from ATO’s Small Business Superannuation Clearing House – it closes down on 30 June 2026!
- Make sure all employee details are accurate in your payroll software
- Update your cash flow forecasts to include Super on each pay day
- Ensure payroll software supports Payday Super requirements
- Sign up to a Clearing House
Let BTMH review your PayDay Super readiness, and help you become PayDay Super ready! Contact us today!
JULY 2026
- Your April-June 2026 Super is due by 28 July
- Start making PayDay Super contributions for all payments made after 30 June
With early planning and the right support, your business can avoid last-minute stress and compliance issues. Our team at Business Tax & Money House is ready to check your setup and guide you through every step. Get in touch today to review your payroll setup and prepare for Payday Super.
